What new features will Apple Wallet gain with iOS 27?

iOS 27 brings AI-powered bill splitting, digital pass creation from physical cards, an updated Apple Pay interface, and Disney Parks integration for streamlined ticket and booking management.

How will AI assist with bill splitting in Apple Wallet?

Using the camera and Siri Mode, AI scans receipts, converts them into a shopping list, and allows users to select items for quick payment via Apple Cash.

What changes are coming to Apple Pay in iOS 27?

Apple Pay will feature a revamped interface for faster card selection, display bonus card balances, offer deferred payment options, and later enable direct debit card top-ups within the app.

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iOS 27: Apple Wallet Gains AI-Powered Features and Simplified Payments

June 12, 2026

Photo: CNET

Quick answer

iOS 27 introduces AI-powered bill splitting, digital pass creation from physical cards, an updated Apple Pay interface with faster payment options, and Disney Parks integration for seamless ticket and booking management.

At WWDC 2026, Apple announced a series of updates for iOS 27, with Apple Wallet’s new features drawing significant attention. The app, already used by millions for payments and digital document storage, will become even more convenient thanks to AI integration and expanded capabilities.

One of the standout innovations is automatic bill splitting. Using an iPhone’s camera and Siri mode, users can scan receipts, and AI will recognize items, converting them into a list for quick calculation. This enables instant payment determination and seamless transfers via Apple Cash. The feature will be available in Apple Wallet, Messages, and through the device’s camera.

iOS 27 also introduces the ability to create digital versions of physical cards with barcodes. Simply point the camera at a loyalty card or ticket, and the system will automatically generate a digital pass for storage in Apple Wallet. This simplifies access to cards and tickets, while Apple Watch users can pin these passes to the Smart Stack for quick retrieval.

The updated Apple Pay will streamline the payment process: users can swipe between cards, view bonus program balances, deferred payment options, and debit account balances. Later this year, direct debit card top-ups will be supported within the app. Additionally, the Tap to Share feature will enable rapid data exchange with merchant terminals, accelerating checkout.

For Disney Parks enthusiasts, Apple has introduced a dedicated integration: Apple Wallet will display real-time bookings, tickets, and upcoming events. Visitors will receive notifications with up-to-date trip information on iPhone and Apple Watch.

Common questions

What new features will Apple Wallet gain with iOS 27?: iOS 27 brings AI-powered bill splitting, digital pass creation from physical cards, an updated Apple Pay interface, and Disney Parks integration for streamlined ticket and booking management.
How will AI assist with bill splitting in Apple Wallet?: Using the camera and Siri Mode, AI scans receipts, converts them into a shopping list, and allows users to select items for quick payment via Apple Cash.
What changes are coming to Apple Pay in iOS 27?: Apple Pay will feature a revamped interface for faster card selection, display bonus card balances, offer deferred payment options, and later enable direct debit card top-ups within the app.

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